Why Choose 888DropMyRate?
Lower your payments and save
Your car payment shouldn’t be a drag on your lifestyle or your future. Don’t you think you’ve earned a lower rate? We offer a variety of rate-dropping, money-saving options for even the most difficult credit situations, including divorce, medical challenges, late payments, repossessions and recent bankruptcy. Apply today and give 888DropMyRate a chance to put money back into your wallet where it belongs.
Take a payment vacation
Who can’t use a little break? When you refinance your vehicle with 888DropMyRate, we usually won’t need to receive your first payment until between 30 to 45 days after your new loan closes. The actual time between the last payment you made to your present finance company and your first payment made to us will vary, but in most cases we’re going to give you a chance to take a bit of a breather. Let’s get started!
Enjoy exclusive Rate Reduction Rewards
For more than 20 years, 888DropMyRate has been helping people like you finance their car payments. Now it’s your turn! Only 888DropMyRate’s exclusive Rate Reduction RewardsSM allows you to drop your rate every three months as long as your account is in good standing. This helps you pay off your loan early, saves you even more money and keeps your credit moving in the right direction—just for doing what you’d be doing anyway.
How does it work? It’s simple: Once your 888DropMyRate refinancing closes, you can register for Rate Reduction RewardsSM on your personal online account. Then for every three months that you keep that registration current, make your payment on time and maintain qualifying vehicle insurance, we’ll automatically drop your interest rate by up to one half of one percent, for a total reduction of up to 2% per year.